# EZ AUTO Lakeland

> EZ AUTO is a family-owned Buy Here Pay Here (BHPH) used-car dealership in Lakeland, Florida, operating since 2017. It specializes in in-house financing for customers with bad credit, no credit, or past repossessions — approving by income, not credit score, with no hard credit pull and approval in about 10 minutes. Unlike most BHPH dealers, EZ AUTO reports every on-time payment to all three credit bureaus (Equifax, Experian, TransUnion), so the loan actively rebuilds the customer's credit. Every vehicle is a reconditioned Japanese make (Toyota, Honda, Lexus, Mazda, Acura, Scion) and includes a 12-month / 12,000-mile powertrain warranty at no extra cost. The dealership also runs a full-service auto repair shop open to the public. The website is fully bilingual (English and Spanish).

## Key Facts
- Name: EZ AUTO Lakeland
- Type: Buy Here Pay Here (BHPH) used car dealership + auto repair shop
- Address: 1612 W. Memorial Blvd, Lakeland, FL 33815
- Phone / text: (863) 940-9675
- Email: sales@ezautousa.com
- Hours: Mon–Fri 9:00 AM–6:00 PM, Saturday 10:00 AM–4:00 PM, Sunday closed
- In business since: 2017
- Google rating: 4.8 stars (300+ reviews)
- Approval: based on income, not credit score; no hard credit pull; ~10 minutes
- Down payments: as low as ~$727; weekly and biweekly payment plans available
- Credit building: reports all on-time payments to Equifax, Experian, and TransUnion
- Warranty: 12-month / 12,000-mile powertrain warranty included on every vehicle, $100 deductible per repair visit
- Inventory: Japanese makes only — Toyota, Honda, Lexus, Mazda, Acura, Scion
- Languages: English and Spanish (Se habla español)
- Areas served: Lakeland, Auburndale, Plant City, Winter Haven, Mulberry, Bartow, and all of Polk County, FL

## Who EZ AUTO helps
People who have been turned down elsewhere for a car loan — bad credit, no credit, recent repossession, bankruptcy, or thin credit files — and who can show steady income. The approval looks at income, not a credit score.

## How it works
1. Apply online (about 5 minutes) or in person — no hard credit pull.
2. Get an income-based approval decision in about 10 minutes.
3. Choose a vehicle, sign, and drive home the same day.
4. Make weekly or biweekly payments directly to EZ AUTO; every on-time payment is reported to all 3 credit bureaus.

## Key Pages
- [Home](https://www.ezautousa.com/)
- [Used car inventory](https://www.ezautousa.com/inventory/)
- [Apply online (no hard credit pull)](https://www.ezautousa.com/apply-now/)
- [12-month warranty details](https://www.ezautousa.com/warranty/)
- [Make a payment](https://www.ezautousa.com/make-a-payment/)
- [What is Buy Here Pay Here?](https://www.ezautousa.com/what-is-buy-here-pay-here/)
- [BHPH vs. traditional financing](https://www.ezautousa.com/bhph-vs-traditional-financing/)
- [How to rebuild credit with a BHPH loan](https://www.ezautousa.com/how-to-rebuild-credit-bhph/)
- [No credit check car lots in Lakeland](https://www.ezautousa.com/no-credit-check-car-lots-lakeland-fl/)
- [Low down payment used cars](https://www.ezautousa.com/low-down-payment-used-cars-lakeland-fl/)
- [Auto repair shop (open to everyone)](https://www.ezautousa.com/service-repair/)
- [Contact / directions](https://www.ezautousa.com/contact/)

## Spanish site (Sitio en Español)
- [Inicio](https://www.ezautousa.com/es/)
- [Inventario de autos usados](https://www.ezautousa.com/es/carros-usados/)
- [Aplicar en línea](https://www.ezautousa.com/es/aplicar/)
- [Qué es Compra Aquí Paga Aquí](https://www.ezautousa.com/es/que-es-compra-aqui-paga-aqui/)