#1 Buy Here Pay Here Program in Lakeland

Buy Here Pay Here financing is the easiest way to finance a used car in which the dealership themselves finance or extended credit to the customer regardless of their credit situation. In other words, no credit is needed.

As a result, approvals are very straight forward and immediate, as compared as going through a traditional lender where approvals are very complex and usually will require the customer to have more than good credit.

Yes, it is. Buy Here Pay Here financing comes with many benefits for the customer.

Immediate in-house loan support

• No third party companies to deal with, remember you are dealing directly with us, we are only a phone call away in case you have any question.

Low Down Payments

• Our Buy Here Pay Here program is designed to ask the very minimum down payment we can ask for based on the vehicle. In conclusion, remember we are always willing to work with you and help you buy your next used car from us.

Flexible Terms

• Our finance team will always make sure the structure fits your budget. Therefore, we will always give you an approval with very flexible terms and affordable monthly payments.

Affordable Monthly Payments

Your Previous Credit History Doesn’t Matter

• Your previous credit history won’t matter with us. Above all, our Buy Here Pay Here program is designed to get everybody financed regardless of their credit.

Helps Rebuild Your Credit

• We know you care about your credit and we want to help you rebuilt it. In other words, your monthly payments will be reported to your credit usually after 4-5 months of making your payments on time.

Our Buy Here Pay Here approval process is immediate, very straight forward and extremely simple. In other words, the down payment is everything it takes to get financed for the vehicle you want.

Our team will show you our current used car inventory available for Buy Here Pay Here, it is as easy as picking the options you like and our team will come up with a very straight financing structure. Therefore, you will immediately know your down payment and monthly payment.

IMMEDIATE APPROVALS

In other words, you don’t have to wait for the bank to process your application.

Our In-House support is so fast that you will get your used car loan approved immediately.

Above all, our team will go over all the financing terms to make sure your down payment and monthly payment will fit your budget. In addition, if you want a three, four or five-year plan, you can do that by setting your terms of repayment with us.

After that, you can also select from weekly monthly or bimonthly installment plan according to the terms offered on the approval.

In conclusion, if you are still thinking that you have low credit or no credit or bad credit repo just stop thinking about that. With BHPH method everyone gets approved. That is the main advantage of this method.

Down Payment is estimated based on the specific vehicle you are considering. Visit our inventory page to see the estimated down payment required for a Buy Here Pay Here financing structure. In conclusion, customers will need at least $1,500 down to get approved for a used car.

YES! Monthly payments will be reported to your credit usually after 4-5 months of making your monthly payment on time. Therefore, you can expect improvements in your credit score shortly after purchasing your used car.

YES! If financed through our Buy Here Pay Here program, your vehicle will be covered for at least 12 months  or 12,000 miles with our Limited Warranty.

EZ AUTO Lakeland is located at 1612 W Memorial Blvd, Lakeland FL 33815 or CLICK HERE for GPS directions.