🚗 Buy Here Pay Here · 15–20 Min from Auburndale

Buy Here Pay Here Serving Auburndale, FL

✅ Approved by Income — No Hard Credit Pull

EZ AUTO is just 15–20 minutes from Auburndale on US-92, and we approve buyers based on income — not a credit score. Get pre-approved online in about 10 minutes, then come pick your car. Every vehicle includes a 12-month/12,000-mile powertrain warranty.

✅ Get Pre-Approved Online → 📞 (863) 940-9675

Your Neighbors in Lakeland

A Dealership Auburndale Drivers Already Trust

EZ AUTO has been selling and financing used cars at 1612 W. Memorial Blvd in Lakeland since 2017. We hold a 4.8-star Google rating across more than 300 reviews — and plenty of those reviews come from customers who made the short trip from Auburndale, Winter Haven, and the rest of east Polk County. We specialize in one thing: dependable Japanese vehicles — Toyota, Honda, Lexus, Mazda, Acura, and Scion — financed in-house for working people.

Because the financing happens at the same desk where you buy the car, there's no waiting on a bank to say yes. You deal directly with us — on the price, the down payment, and the weekly or bi-weekly payment that fits your budget.

In-House Financing

Approved by Your Income, Not Your Credit Score

If you have steady income, you can get approved — bad credit, no credit, or past repossession included. Here's how our financing treats Auburndale buyers differently:

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No Hard Credit Pull

Applying with EZ AUTO never dings your credit score. We don't run hard inquiries — period.

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Income-Based Approval

We look at what you earn and what you can comfortably pay — not a number from a credit bureau.

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We Report to All 3 Bureaus

Every on-time payment is reported to Equifax, Experian, and TransUnion — so your car payment rebuilds your credit.

Save Yourself the Trip Twice

Get Pre-Approved Online Before You Leave Auburndale

Don't drive over wondering if you'll qualify. Apply from your couch in Auburndale first — most applications are approved in about 10 minutes — and arrive already knowing your answer.

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Apply Online

Fill out the short application at ezautousa.com/apply-now — it takes a few minutes and there's no hard credit check.

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Get Your Answer in ~10 Minutes

We review your income and reach out fast with your approval and down payment options.

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Drive Over & Pick Your Car

Make the 15–20 minute trip down US-92 with the paperwork already started — and drive home the same day.

Directions

How to Get Here from Auburndale

The route couldn't be simpler: US-92 runs straight out of Auburndale and becomes Memorial Blvd as it enters Lakeland. Head west for roughly 15–20 minutes and you'll find our lot at 1612 W. Memorial Blvd, on the west side of downtown Lakeland. One road, no highway merges, no guesswork.

We're open Monday–Friday 9am–6pm and Saturday 10am–4pm. If you get pre-approved online first, your visit usually means test-driving, signing, and heading back to Auburndale in your car the same afternoon. Open in Google Maps →

Why the Drive Is Worth It

What Every Car on Our Lot Includes

Plenty of lots are closer to Auburndale. Here's what they usually don't give you:

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12-Month/12,000-Mile Warranty

Every single vehicle comes with a 12-month/12,000-mile powertrain warranty — rare at any buy here pay here lot.

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Inspected Before Sale

Our own service shop goes through each car before it hits the lot, so you're not buying someone else's problem.

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Japanese Reliability Only

Toyota, Honda, Lexus, Mazda, Acura, Scion — the brands known to keep running well past 200,000 miles.

Common Questions

FAQ — Buy Here Pay Here for Auburndale, FL

We think so, and so do the Auburndale customers who already buy from us. The trip is only 15–20 minutes on US-92, and in exchange you get a 12-month/12,000-mile powertrain warranty on every car, approval based on income with no hard credit pull, and payments that get reported to all three credit bureaus to help rebuild your credit.

Yes — that's exactly what we recommend. Fill out the online application from home, and most people are approved in about 10 minutes. By the time you make the drive to Lakeland, the paperwork is mostly handled and you can spend your visit picking out the car.

No. We never do a hard credit pull, so applying with us won't ding your credit score. Our approvals are based on your income and your ability to make the payments — bad credit, no credit, and past repossessions are all OK.

Down payments at EZ AUTO start at around $727 depending on the vehicle. Tell us your budget when you apply and we'll match you with cars on our lot that fit it.

Japanese vehicles only — Toyota, Honda, Lexus, Mazda, Acura, and Scion. We stick to these brands because they're the most reliable on the road, and we back every one with a 12-month/12,000-mile powertrain warranty.

Buy Here Pay Here Near Auburndale, FL — EZ AUTO Lakeland

If you're searching for buy here pay here in Auburndale, FL, EZ AUTO is the closest dealership built around income-based approval — about 15–20 minutes west on US-92 at 1612 W. Memorial Blvd in Lakeland. Since 2017 we've financed Toyota, Honda, Lexus, Mazda, Acura, and Scion vehicles in-house for Auburndale-area drivers, with down payments starting near $727, no hard credit pull, and on-time payments reported to all three credit bureaus. Browse our inventory, then apply online or call (863) 940-9675 to get pre-approved before you make the drive.